Gain control over your finances and live life on your own terms!

A practical guide to learning how to gain FINANCIAL FREEDOM through learning 14 steps to grow, protect and sow your money. Each of the 14 steps takes you on a journey from financial uncertainty to financial empowerment to being free from anxiety and shame of your finances.

Choose to live life on your OWN TERMS today

This Book Covers

You have the right to be financially free and live securely. But the majority of us aren’t taught to manage money, so it can seem like an impossible dream. Many of us leave high school, college, and even our parents’ homes without the knowledge needed to help secure our financial futures in an increasingly complex world. Thankfully, it’s not too late for you to learn how to manage your money and obtain wealth. Yet instead of focusing on the size of your paycheck, dig into your behavior and how much you are able to save and invest from that income.

Bruce Scott, an international personal finance specialist, who not only lifted himself out of poverty but now teaches his clients how to attain financial freedom. In this step-by-step road map, he walks you through 14 straightforward, detailed steps in easy-to-understand chapters that can be implemented from day one.

In 14 Steps to Financial Freedom, get tools to help you

  • Discover your financial personality.
  • Diagnose your financial health to guide how to build your income and remedy deficiencies.
  • Increase your savings for a more secure retirement, using the TTCI method.
  • Build a rainy-day fund to protect you and yours against the storms of life.
  • Reduce your debt mountains and green-light your financial independence.
  • Understand the rules of investing and how to plan for your golden years.
  • Protect your new wealth using insurance products and wise estate planning.

Personal financial management is about your behavior, as much as it is about dollars and cents. Remain disciplined, read and follow the 14 Steps to Financial Freedom, and you could experience the power of total financial freedom!

Editorial Reviews

I applied Bruce's GPS principles, and it was a "Damascus Road'' experience for me. I guarantee this book will change your life wholeheartedly!
Christopher Wright
MSc, Central Connecticut State University, School Principal (Jamaica)
There are many books on business and personal finances, and I can confidently say this is one of the best in terms of style, content, and the practical advice given...make this book a must read.
Dr Karl George MBE
Fellow Member of Association of Chartered Certified Accountants (FCCA) UK, Author
I highly recommend 14 Steps to Financial Freedom to anyone, especially young college graduates looking for an easy-to-understand guide to achieving financial freedom.
Nicholas Davis
B.S. Applied Economics, Ithaca College, New York, Technical Officer (Banking Industry)

Bruce Scott, Author

About The Author

Bruce Scott


Bruce Scott, CPA (Colorado), MBA (Finance), FCA, FCCA, is an international personal finance specialist, a certified public accountant (Colorado), a chartered accountant (Jamaica), a chartered certified accountant (UK), and creator of the online course 14 Steps to Financial Freedom.
Bruce Scott is the territory leader (senior partner) at PricewaterhouseCoopers (PwC) Jamaica, a member firm of PwC International Limited, one of the largest professional services networks in the world.
His vast knowledge of money management and his strong belief that financial intelligence leads to financial independence has led him to coach clients one-on-one on strategies and behavioral changes required to pursue a path of financial freedom and resulted in the development of his 14 Steps to Financial Freedom course, available online and in person.

Born into poverty, Bruce grew up with a strong ambition to educate himself. He became one of the youngest persons ever to qualify as a chartered accountant in the Caribbean at 21 years old and one of the youngest partners in the history of PwC Jamaica at age 32. His excellence in the field of accounting was featured in the 2014 book Profile of Excellence: Strategies for Extraordinary Achievement from 25 Years of Interviewing Remarkable People by Ian Boyne and Glenford Smith.
Bruce currently serves on three boards, two of which are not-for-profit entities. He is a member of three professional accounting bodies i.e. the American Institute of Certified Public Accountants (AICPA), the Institute of Chartered Accountants of Jamaica (ICAJ), and the Association of Chartered Certified Accountants (ACCA). He is a former president of the ICAJ and a former board member of the Institute of Chartered Accountants of the Caribbean (ICAC).
A dedicated Christian, Bruce likes to share his faith, especially in a cross-cultural setting. He and his wife, Suzette, have three sons, John, Justin, and Jared. Bruce plays golf as well as football (soccer for the Americans) with his youngest son—and is a budding piano player.

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